J.F. Kennedy said, ”If not I, who? if not now, when?”     I was moved and inspired by this quote when I first heard this and joined my children's School Board - more than 15 years later it is still my call to action.

 “Belief” is my number one Gallup strength -  my beliefs, in conjunction with this message, drive my life choices. Those with this theme  “have certain core values that are enduring. .. your Belief theme causes you to be family­-oriented, altruistic, even spiritual, and to value responsibility and high ethics ­­ both in yourself and others. These core values affect your behavior in many ways... it also demands that you find work that meshes with your values. Your work must be meaningful; it must matter to you"      In 2009 when my divorce began, too many friends, family members, my children and myself were adversely affected by the divorce process. I knew that if nothing changed, things would remain the same, and we would lose the opportunity to be catalysts of healing.

At this time, I founded my own firm, Foal Planning, Inc, inspired by the vision of being and having a Faith-filled, Overflowing, Abundant Life; specializing in Investment Management and tax preparation  After my divorce, I left my New York State Registered Investment Advisory firm in 2012 and moved to Arizona; worked with Schwab Private Client Investor Advisor, Inc., as an Portfolio Manager, and then joined a small RIA as a CERTIFIED FINANCIAL PLANNER™ (CFP®), where I provided clients with Financial Planning, Investment Management  and Retirement Income planning services.

Now, after 20+ years in Financial services, working with corporate/business clients and individuals to define goals/objectives and implement solutions, I am nudged again - this time to found Being Mindful in Divorce, so that I can use my own personal and professional experiences to support couples, and professionals during the divorce process – to be a contribution to others.

I hold the CERTIFIED FINANCIAL PLANNER™ (CFP®) designation, and have experience in Financial Planning, Investments, and taxation with specialized training as a Certified Divorce Financial Analyst (CDFA™)  to address your concerns before, during and after divorce.  Additionally, I write for Credit.com, am trained as a mediator and a life coach, volunteer as a presenter and financial coach at Fresh Start Women’s Foundation in Phoenix and for the Financial Planning Association. Currently, serve as a WINS Advocate for the CFP Board, and have served as Director of Public Relations for the Financial Planning Association of Greater Phoenix, and served as the  Director of Communications for the Financial Planning Association Long Island Chapter. I am also a member of the Maricopa County Asssociation of Family Mediators, The Institute for Divorce Financial Analysts,  the Association of Divorce Financial Planners and on a more local note a member of the Preferred Businesses of Anthem (PBA) and the Anthem Area Chamber of Commerce.

I have the privilege of creating a life I love to life, and I want to help you do that as well !


In my spare time, I enjoy hiking, gardening, spending time with my family, pets and participating in pro-bono events to educate women and families around Financial Literacy. I am active in my community as part of the Neighborhood Watch Group and a Bible study group with neighbors from church. 


Divorce Financial Planning  - Partnering with you through life's transitions



Michelle buonincontri, CFP®, CDFA™

We analyze the Financial needs of each Divorce Client. See articles on the value of working with a CDFA

Certified Divorce Financial Analyst, CERTIFIED FINANCIAL PLANNER™



why hire a cdfa?

"It would have been helpful to have someone like Michelle assist us in seeing the longer term impacts of our divorce settlement. In retrospect, I would not have forgone child support, and consequentIy would have had a much different outcome right now." - Anonymous, AZ

  • Institute for Diivorce Financial Analysts
  • Financial Planning Association of Greater Phoenix
  • Association of Divorce Financial Planners
  • Maricaopa County Association of Family                       Mediators

"I have known Michelle for several years and am impressed with her professional experience as well as compassion for her clients. I strongly recommend Michelle to help and support a client." - Charlie Brown, Chief Executive, The Casa, Paradise Valley, AZ

"Michelle is one of those rare passionate types who puts her heart into her practice.  She also does a great presentation for family mediators, explaining many of the financial issues that can be overwhelming to mediators.  Michelle presented to a group I taught recently and they overwhelmingly loved her talk.. She was a real hit..". - Kate Otting, Interaction Management Associates